Field notes from HOMS.
One long-form post per week. Market analysis, engineering deep-dives, AI explainers, and the methodology behind every HOMS recommendation.
brandmanifesto
Welcome to HOMS
Why we're building a real estate practice where engineering, data, and finance lead the conversation — not the other way around.
May 18, 2026
mortgagebuyersstress test
The stress test is the budget — not the contract rate
Why every BC buyer should set their target list price from the stress-tested payment, not the rate the broker quoted.
May 5, 2026
engineeringbuyersstrata
Reading a strata depreciation report like an engineer
The five sections every BC condo buyer should review — and the three line items that should change your offer.
April 22, 2026