BackHOMS Deal Analyzer

Underwrite any deal with our full model.

Cap rate, cash-on-cash, DSCR, NPV, and a full hold-period IRR — plus a 3,000-scenario simulation that shows the range of outcomes, not just one hopeful number. BC Property Transfer Tax and Canadian mortgage math built in.

BC Property Transfer Tax $23,000 plus a $9,500 closing allowance is added to your initial equity automatically.

IRR · 10y hold
8.1%
P10 2.0% · P90 12.8% across 3,000 scenarios
Cash-on-cash · year 1
-4.0%
-$13,900 cash flow
Cap rate · year 1
3.37%
NOI $42,171
Equity multiple
2.31×
on $345k initial equity
DSCR · year 1
0.75
break-even occupancy 124%
NPV @ 8%
$3k
clears your hurdle

Scenario simulation

3,000 seeded runs · rent growth, appreciation, vacancy, expenses
IRR range
2.0% – 12.8%
median 7.9%
Clears 8% hurdle
49%
of simulated scenarios
Negative cash-flow year
100%
chance of at least one
P10 2.0%hurdle 8%P90 12.8%

Cash flow by year

Exit · year 10

Sale price
$1,679,895
Selling costs
−$58,796
Mortgage payoff
−$747,466
Net proceeds
$873,633

Scenario simulation, not a forecast: every figure derives from the editable assumptions above, and the P10–P90 range shows how sensitive the outcome is to things you can't control. Outputs are planning estimates for informational purposes only — not an appraisal, valuation, investment advice, or a lending decision.

Ranges, not guesses

Every run simulates thousands of scenarios across rent growth, appreciation, vacancy, expenses, and renovation overruns. You see the P10–P90 band, the odds of clearing your hurdle rate, and the chance of a negative cash-flow year — the questions a lender or partner will actually ask.

BC-correct math

Property Transfer Tax brackets, Canadian semi-annual mortgage compounding, and closing allowances are computed automatically — the details that quietly break spreadsheet underwrites.

Works with your other tools

Bring a measured renovation budget from the3D Renovation Planner into the value-add scenario, sanity-check rents withRental Yield, and stress the financing with the Mortgage Modeler.

The Deal Analyzer is a scenario model driven entirely by your editable assumptions. Its outputs are planning estimates for informational purposes only and do not constitute an appraisal, valuation, investment advice, financial advice, or a lending decision. For engagement-grade underwriting on a specific property, book a consult.

The problem

Most underwrites are one spreadsheet scenario with hand-picked assumptions — the range of realistic outcomes stays invisible until after closing.

What this tool does

A full hold-period pro forma with BC-correct tax and mortgage math, wrapped in a numerical simulation that shows the IRR range, the odds of clearing your hurdle, and the chance of a negative cash-flow year.

Built for
BuyersReal Estate AgentsDevelopers
What you'll get
  • Year-by-year pro forma (NOI, debt service, cash flow)
  • IRR, equity multiple, NPV, cap rate, cash-on-cash, DSCR
  • P10–P90 simulated IRR range across 3,000 scenarios
  • Probability of clearing your hurdle rate
  • BC Property Transfer Tax + Canadian mortgage math built in
  • Value-add scenario fed by the 3D Renovation Planner

HOMS Real Estate Services Corp. is a technology, intelligence and multidisciplinary services company and is not a licensed real estate brokerage. Licensed real estate trading services are provided by Moji Dargahi, licensed real estate professional withRoyal Pacific Realty Corp.. Tool outputs are estimates for informational purposes only and do not constitute an appraisal, recommendation, financial advice or legal advice.